[Skip to Content]

HTML Document

URL: https://www.healthcare.gov/all-topics
HTTP Status: 200 OK
MIME Type: text/html
Last Modified: Sun, 27 Oct 2013 04:28:31 GMT
Download Time: Less than a second
Cookies: None
Size: 86 KB
Page Weight: 90 KB (total size of HTML, CSS, JavaScript and images)
Depth: 1 clicks from home page
Charset: UTF-8
Forms: 5 forms containing 38 controls
HTTP Headers: View Headers 6 headers
Links In: View Links 1 pages
Links Out: View Links 88 links
Images: View Images 1 images
CSS: View CSS Files 0 files
JavaScript: View JavaScript Files 0 files
  
Issue Issues: 28 issues found on 57 lines

Priority 1
Have a link labeled 'Home' on every page on the site, except for the home page.

Help
Many sites place the organization's logo on the top of every page and link it to the homepage. While many users expect logos are clickable, around 25% will not realize that links to the homepage. Therefore, include a link labeled 'Home' near the top of the page to help those users.

<!DOCTYPE html>
<html lang='en'>
<head>
<meta charset='UTF-8' />
<title
Priority 2
Title tag is too long for Bing. Bing recommends using titles up to 65 characters long. The title is 69 characters long.
Line 6 Bing

Help
The major search engines all have different limits for title length, and these limits have changed over time. Avoid title lengths close to the limits to prevent problems when the limits change again, and note that the W3C recommends a maximum length of 64 characters.


Priority 2
Title tag is too long for Yahoo. Yahoo recommends limiting your page title to 67 characters. The title is 69 characters long.
Line 6 Yahoo

Help
The major search engines all have different limits for title length, and these limits have changed over time. Avoid title lengths close to the limits to prevent problems when the limits change again, and note that the W3C recommends a maximum length of 64 characters.


Priority 2
Title is longer than 64 characters. W3C recommends titles are no longer than 64 characters.


>All Health Care Topics, Health Insurance Marketplace | HealthCare.gov</title>
<meta name='viewport' content='initial-scale=1, minimum-scale=1, maximum-scale=1, user-scalable=no'/>
<meta name='msvalidate.01' content='598A98B6EDF7624D92A421A892DC3A45'/>
<meta http-equiv='X-UA-Compatible' content='IE=edge,chrome=1'>
<link rel='shortcut icon' href='/images/favicon.ico' type='image/x-icon' />
<link href="https://plus.google.com/112755994883163074657" rel="publisher" />
<link rel='stylesheet' href='/css/all.css' type='text/css' />
<link rel='stylesheet' media='(max-width: 767px)' href='/css/style-mobile.css' type='text/css' />
<link rel='stylesheet' href='/css/print.css' type='text/css' media='print' />
<!--[if IE]><link rel='stylesheet' href='/css/ie.css' type='text/css' /><![endif]-->
<!--[if lt IE 9]><link rel="stylesheet" type="text/css" href="/css/ie-lt-9.css" /><![endif]-->
<!--[if IE 8]><link rel="stylesheet" type="text/css" href="/css/ie-8.css" /><![endif]-->
<!--[if IE 7]><link rel="stylesheet" type="text/css" href="/css/ie-7.css" /><![endif]-->
<script src='//assets.healthcare.gov/global/js/lib/jquery-1.8.2.js'></script>
<script src='/js/all.js'></script>
<script>var userHistory = [],
page = {
url: '/all-topics',
data: {
// tags: ['topic-index'],
topics: [],
audience: []
//,
// status: [],
// state: [],
// condition: []
}
},
repeatVisit = false;
if ($.cookie('history') !== undefined) {
userHistory = JSON.parse($.cookie('history'));
$.each(userHistory, function(i,h) {
if ('/all-topics' === h.url ||
'/all-topics' === '/es' + h.url ||
'/es/all-topics' === h.url)
{
repeatVisit = true;
}
});
}
if (!repeatVisit) {
userHistory.unshift(page);
}
if (userHistory.length > 2) {
userHistory.pop();
}
app.history = userHistory;
$.cookie.json = true;
$.cookie('history', userHistory, { expires: 30, path: '/' });
if ($.cookie('quickAnswers') !== undefined) {
app.quickAnswers = $.cookie('quickAnswers');
}
</script>
<script src="//cdn.optimizely.com/js/166688199.js"></script>
<script>
var _prum = [['id', '51acbb94abe53d0435000000'],
['mark', 'firstbyte', (new Date()).getTime()]];
(function() {
var s = document.getElementsByTagName('script')[0], p = document.createElement('script'); p.async = 'async'; p.src = '//rum-static.pingdom.net/prum.min.js'; s.parentNode.insertBefore(p, s);})();
</script>
<script type="text/javascript">var _sf_startpt=(new Date()).getTime()</script>
<meta name='search-title' content="All Topics" />
<meta name='content-type' content='index' />
<meta name='description' content="See all of your health insurance options at Healthcare.gov. Learn your rights and how the new healthcare law affects you. You're protected by Obamacare" />
<link rel="P3Pv1" href="/w3c/p3p.xml">
<meta property="og:title" content="All Health Care Topics, Health Insurance Marketplace "/>
<meta property="og:type" content='index' />
<meta property="og:image" content=""/>
<meta property="og:site_name" content="HealthCare.gov"/>
<meta property="og:description" content="See all of your health insurance options at Healthcare.gov. Learn your rights and how the new healthcare law affects you. You're protected by Obamacare"/>
<meta name="twitter:card" content="See all of your health insurance options at Healthcare.gov. Learn your rights and how the new healthcare law affects you. You're protected by Obamacare"/>
<meta name="twitter:url" ontent="HealthCare.gov"/>
<meta name="twitter:title" content="All Health Care Topics, Health Insurance Marketplace "/>
</head>
<body class='no-touch learn' >
<!-- Google Tag Manager -->
<noscript><iframe title='googletagmanager' src="//www.googletagmanager.com/ns.html?id=GTM-FQFC"
height="0" width="0" style="display:none;visibility:hidden"
Priority 1
IFRAME tags must have alternative content.

Help
To cater for screen readers that don't support frames, place some text in the IFRAME tag. For example: <iframe src='file.htm'>Alternative content</iframe>

></iframe></noscript>
<script>setTimeout(function() {(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push(
{'gtm.start': new Date().getTime(),event:'gtm.js'}
);var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'//www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-FQFC');},0);</script>
<!-- End Google Tag Manager -->
<div id='wrapper'>
<!-- mobile -->
<div id='sidr' class='visible-phone' role='navigation'>
<!--googleoff: all-->
<div class='mobile-bg'>
<div class='span5 center top-bar'>
<a href='/' class='topnav-mobile learn'><span class='header4'>Learn</span></a>
<a href='/marketplace/individual' class='topnav-mobile marketplace'><span class='header4'>Get Insurance</span></a>
</div>
<div class='mobile-pad'>
<form role='search' class='span3 gsearch' name='gsearch' method='get' action='/search'>
<input id='mobile-search' name='q' class='mobile-search' placeholder='Search' title='Enter text to search' type='search' autocomplete='off'/
Priority 3
The INPUT TYPE="SEARCH" attribute is not supported in IE9 and iOS4 or earlier.


>
<!--googleoff: all-->
<button type='image' class='btn btn-blue btn-search' value='search' src='/images/invisible.png'>Search
</button>
<input type='hidden' name='output' value='xml_no_dtd'>
<input type='hidden' name='site' value='healthcare'>
<input type='hidden' name='proxystylesheet' value='json'>
<input type='hidden' name='client' value='json'>
<input type='hidden' name='lr' value='lang_en'>
<input type='hidden' name='ie' value='UTF-8'>
<input type='hidden' name='oe' value='UTF-8'>
<input type='hidden' name='access' value='p'>
<input type='hidden' name='sort' value='date:D:L:d1'>
<input type='hidden' name='start' value='0'>
<input type='hidden' name='num' value='6'>
<input type='hidden' name='getfields' value='search-title.content-type.topics'>
<input type='hidden' name='rc' value='1'>
<input type='hidden' name='filter' value='0'>
<!--googleon: all-->
<script>
$(function() {
// Autocomplete for site search
$('.nav-search').typeahead({
source: function(query, process) {
var self = this.$menu,
element = this.$element[0];
return $.ajax({
cache: true,
data: {query: query},
dataType: 'jsonp',
url: 'https://search.healthcare.gov' + '/suggest?q=' + query + '&max=8&site=healthcare&client=json&access=p&format=os',
success: function(d) {
self.attr('data-search',element.id);
return process(d[1]);
}
});
}
});
$('ul.typeahead').mousedown(function(e) {
e.preventDefault();
var parent = $(this).attr('data-search');
setTimeout(function() {
$('#'+parent).next('.btn-search').trigger('click');
},200);
});
});
</script>
</form>
<ul class='clearfix'>
<li><a href='/families'>Individuals &amp; Families</a></li>
<li><a href='/small-businesses'>Small Businesses</a></li>
<li><a href='/all-topics'>All Topics</a></li>
</ul>
</div>
<div class='mobile-buttons'>
<a class='btn btn-large btn-block btn-success btn-green signup' href='/marketplace/individual'>Apply Now</a>
</div>
</div>
</div>
<noscript>
<br>
<div class='container'>
<div class='limiter'>
<div class='alert alert-error'>
The page could not be loaded. The Healthcare.gov website currently does not fully support browsers with 'JavaScript' disabled. Please note that if you choose to continue without enabling 'JavaScript' certain functionality on this website may not be available.
</div>
</div>
</div>
</noscript>
<!--googleon: all-->
<!-- desktop -->
<!--googleoff: all-->
<a href='#content-start' id='skip-nav' class='accessibility'>Skip Navigation</a>
<img alt='Healthcare.gov' class='print-only logo' src='/images/logo.png' alt='Healthcare.gov'/
Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>
<!--googleon: all-->
<div class='container-whole'>
<!--googleoff: all-->
<div id='header' role='banner'>
<div class='container'>
<div class='visible-phone mobile-main-top' id='mobile-nav'>
<div class='mobile-nav-left'>
<a href='#' class='mobile-drop-btn pull-left'
Priority 1
Each A tag must contain text or an IMG with an ALT tag.
Line 281 WCAG2 A F89

Help
Add text to the link, or ALT text if the link contains an image. If there is no link text or the ALT tag is blank, screen readers have nothing to read, so read out the URL instead.

></a>
<a href='/' title='Healthcare.gov' class='icon mobile-logo ' href='/'>Healthcare.gov</a>
</div>
<div class='mobile-nav-right'>
<a class='pull-right lang es mobile-right-top' data-lang='es' href='/es/all-topics'>En Español</a>
</div>
</div>
<div class='limiter hidden-phone desktop-nav' id='desktop-nav'>
<div class='row-fluid'>
<div class='span4'>
<a href='/'><img class='logo' src='/images/logo.png' alt='Healthcare.gov' /
Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

></a>
</div>
<div class='span7 middle'>
<a href='/' class='topnav active'>Learn <span class='accessibility'>Active tab</span></a>
<a href='/marketplace/individual' class='topnav inactive'>Get Insurance <span class='accessibility'>Inactive tab</span></a>
</div>
<div class='span1'>
<a class='btn-mini btn-lang nodisplay' data-lang='es' href='/es/all-topics'>Español</a>
</div>
</div>
</div>
</div>
</div>
<!--googleon: all-->
<script type='text/javascript'>
$(function() {
/* try {
if (checkAuth()) {
pingAuthentication();
// setWarningTimer();
if ('en' === 'en') {
$('#desktop-nav .middle').append('<a class="liteac-login topnav myprofile" href="/marketplace/auth/global/en_US/myProfile#landingPage">My Profile</a>');
$('.mobile-nav-right').append('<a class="mobile-right-bottom liteac-login" href="/marketplace/auth/global/en_US/myProfile#landingPage">My Profile</a>');
} else {
$('#desktop-nav .middle').append('<a class="liteac-login topnav myprofile" href="/marketplace/auth/global/es_MX/myProfile#landingPage">My Profile</a>');
$('.mobile-nav-right').append('<a class="mobile-right-bottom liteac-login" href="/marketplace/auth/global/es_MX/myProfile#landingPage">My Profile</a>');
}
} else {
if ('en' === 'en') {
$('#desktop-nav .middle').append('<a class="liteac-login topnav" href="/marketplace/global/en_US/registration">Log in</a>');
$('.mobile-nav-right').append('<a class="mobile-right-bottom liteac-login" href="/marketplace/global/en_US/registration">Log in</a>');
} else {
$('#desktop-nav .middle').append('<a class="liteac-login topnav" href="/marketplace/global/es_MX/registration">Log in</a>');
$('.mobile-nav-right').append('<a class="mobile-right-bottom liteac-login" href="/marketplace/global/es_MX/registration">Log in</a>');
}
}
}
catch(e) { */
if ('en' === 'en') {
$('#desktop-nav .middle').append('<a class="liteac-login topnav" href="/marketplace/global/en_US/registration">Log in</a>');
$('.mobile-nav-right').append('<a class="mobile-right-bottom liteac-login" href="/marketplace/global/en_US/registration">Log in</a>');
} else {
$('#desktop-nav .middle').append('<a class="liteac-login topnav" href="/marketplace/global/es_MX/registration">Log in</a>');
$('.mobile-nav-right').append('<a class="mobile-right-bottom liteac-login" href="/marketplace/global/es_MX/registration">Log in</a>');
}
// }
$('.mobile-drop-btn').on('click', function(e) {
$('body').toggleClass('menu');
$('body.menu .container').on('click', function(e) {
$('body').removeClass('menu');
$('body.menu .container').off('click');
});
return false;
});
});
</script>
<!--googleoff: all-->
<div id='learn-nav' class='subnav hidden-phone' role='navigation'>
<h2 class='accessibility'>Main Menu</h2>
<div class='container'>
<div class='limiter'>
<div class='row-fluid'>
<div class="span9 nav ">
<li class='nav-btn'>
<a class=' round' href='/families'>Individuals &amp; Families</a>
</li>
<li class='nav-btn'>
<a class=' round' href='/small-businesses'>Small Businesses</a>
</li>
<li class='nav-btn dropdown clearfix'>
<a class='clearfix' data-toggle='' href='/all-topics'>All Topics <span class='accessibility'>To navigate the All Topics menu, press Tab</span><span class='icon icon-inline arrow-down'></span></a>
<div class='dropdown-menu learn-menu row-fluid column2'>
<div class='ul span6'>
<span class='li clearfix'>
<a class='clearfix' href='/health-insurance-marketplace'>Health Insurance Marketplace</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/using-the-marketplace'>Using the Marketplace</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/getting-lower-costs-on-coverage'>Getting Lower Costs on Coverage</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/young-adults'>Young Adults</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/businesses'>Businesses</a>
</span>
</div>
<div class='ul span6'>
<span class='li clearfix'>
<a class='clearfix' href='/health-insurance-basics'>Health Insurance Basics</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/other-health-insurance-programs'>Other Health Insurance Programs</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/if-you-have-health-insurance'>If You Have Health Insurance</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/rights-protections-and-the-law'>Rights, Protections, and the Law</a>
</span>
<span class='li clearfix'>
<a class='clearfix' href='/prevention'>Prevention</a>
</span>
</div>
</div>
</li>
</div>
<form role='search' class='span3 gsearch' name='gsearch' method='get' action='/search'>
<label for='nav-search' class='accessibility'>Site Search</label>
<input autocomplete='off' id='nav-search' class='span11 pull-right nav-search' title='Enter text to search' placeholder='Search' name='q' type='search' /
Priority 3
The INPUT TYPE="SEARCH" attribute is not supported in IE9 and iOS4 or earlier.


>
<!--googleoff: all-->
<button type='image' class='btn btn-blue btn-search' value='search' src='/images/invisible.png'>Search
</button>
<input type='hidden' name='output' value='xml_no_dtd'>
<input type='hidden' name='site' value='healthcare'>
<input type='hidden' name='proxystylesheet' value='json'>
<input type='hidden' name='client' value='json'>
<input type='hidden' name='lr' value='lang_en'>
<input type='hidden' name='ie' value='UTF-8'>
<input type='hidden' name='oe' value='UTF-8'>
<input type='hidden' name='access' value='p'>
<input type='hidden' name='sort' value='date:D:L:d1'>
<input type='hidden' name='start' value='0'>
<input type='hidden' name='num' value='6'>
<input type='hidden' name='getfields' value='search-title.content-type.topics'>
<input type='hidden' name='rc' value='1'>
<input type='hidden' name='filter' value='0'>
<!--googleon: all-->
<script>
$(function() {
// Autocomplete for site search
$('.nav-search').typeahead({
source: function(query, process) {
var self = this.$menu,
element = this.$element[0];
return $.ajax({
cache: true,
data: {query: query},
dataType: 'jsonp',
url: 'https://search.healthcare.gov' + '/suggest?q=' + query + '&max=8&site=healthcare&client=json&access=p&format=os',
success: function(d) {
self.attr('data-search',element.id);
return process(d[1]);
}
});
}
});
$('ul.typeahead').mousedown(function(e) {
e.preventDefault();
var parent = $(this).attr('data-search');
setTimeout(function() {
$('#'+parent).next('.btn-search').trigger('click');
},200);
});
});
</script>
</form>
</div>
</div>
</div>
</div>
<!--googleon: all-->
<a id="content-start" href="#">Beginning of content</a>
<div id='content'>
<div class='container'>
<div class='basic-container all-topics' role='main'>
<h1 class='header2'>All Topics</h1>
<!--googleoff: all-->
<div class='social-share clearfix'>
<ul>
<li>
<iframe class='twframe' allowtransparency='true' frameborder='0' scrolling='no' src='' via='HealthCareGov' style='height:20px;' title='Tweet this page'
Priority 1
IFRAME tags must have alternative content.

Help
To cater for screen readers that don't support frames, place some text in the IFRAME tag. For example: <iframe src='file.htm'>Alternative content</iframe>


Priority 1
Internet Explorer, Chrome and Firefox display a security warning when a secure https:// web page includes http:// content.

Help
In IE8 and Firefox 23 onwards, the default option is not to display the http:// content. To fix this: use relative URL paths (../images/file.png); or full URL paths (/images/file.png); or absolute https URLs (https://example.com/images/file.png).


Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 596 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 1
The 'allowtransparency' attribute on the 'iframe' element is obsolete. Use CSS instead.
Line 596 HTML5



Priority 1
The 'frameborder' attribute on the 'iframe' element is obsolete. Use CSS instead.
Line 596 HTML5



Priority 1
The 'scrolling' attribute on the 'iframe' element is obsolete. Use CSS instead.
Line 596 HTML5


></iframe>
</li>
<li>
<iframe src='' class='fbframe' frameborder='0' style='border:none; overflow:hidden; height:25px;' allowTransparency='true' title='Like this page on Facebook'
Priority 1
IFRAME tags must have alternative content.

Help
To cater for screen readers that don't support frames, place some text in the IFRAME tag. For example: <iframe src='file.htm'>Alternative content</iframe>


Priority 1
Internet Explorer, Chrome and Firefox display a security warning when a secure https:// web page includes http:// content.

Help
In IE8 and Firefox 23 onwards, the default option is not to display the http:// content. To fix this: use relative URL paths (../images/file.png); or full URL paths (/images/file.png); or absolute https URLs (https://example.com/images/file.png).


Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 599 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 1
The 'allowtransparency' attribute on the 'iframe' element is obsolete. Use CSS instead.
Line 599 HTML5



Priority 1
The 'frameborder' attribute on the 'iframe' element is obsolete. Use CSS instead.
Line 599 HTML5


></iframe>
</li>
<li>

Priority 1
'&' did not start a character reference. (& probably should have been escaped as &amp;.)
Line 602 HTML5


<a href='mailto:?subject=All Topics - HealthCare.gov&body=I would like to share this link with you: https://www.healthcare.gov/all-topics' class='mailto' title='Email this page'><span class='icon-envelope icon-white'></span>Email</a>
</li>
</ul>
</div>
<!--googleon: all-->
<script>
$(window).load(function() {
$('.social-share').each(function() {
if ($(this).parent().attr('data-url')) {
var url = $(this).parent().attr('data-url');
var title = $(this).parent().attr('data-title');
$(this).find('.fbframe').attr('src','//www.facebook.com/plugins/like.php?href=https://www.healthcare.gov' + url + '&layout=button_count&show_faces=false&width=450&action=like&font&amp;colorscheme=light&amp;height=25&amp;xfbml=true;');
$(this).find('.twframe').attr('src','//platform.twitter.com/widgets/tweet_button.html?text=' + title + '&url=https://www.healthcare.gov' + url + '&via=HealthCareGov&counturl=https://www.healthcare.gov'+ url);
$(this).find('.mailto').attr('href','mailto:?subject=' + title + ' - HealthCare.gov&body=I would like to share this link with you: https://www.healthcare.gov'+ url);
} else {
$('.fbframe').attr('src','//www.facebook.com/plugins/like.php?href=https://www.healthcare.gov/all-topics&layout=button_count&show_faces=false&width=450&action=like&font&amp;colorscheme=light&amp;height=25&amp;xfbml=true;');
$('.twframe').attr('src','//platform.twitter.com/widgets/tweet_button.html?text=All%20Topics&url=https://www.healthcare.gov/all-topics&via=HealthCareGov&counturl=https://www.healthcare.gov/all-topics');
}
});
});
</script>
<hr class='dark-thick'>
<div class='row-fluid'>
<div class='span6 card display' data-topic='1'>
<h2 class='header4'><a href='/health-insurance-marketplace'>Health Insurance Marketplace</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/what-is-the-marketplace-in-my-state' title='What is the Marketplace in my state? '><span class='header3'>What is the Marketplace in my state? </span></a></li>
<li class='promote transition' data-article='2'><a href='/get-covered-a-1-page-guide-to-the-health-insurance-marketplace' title='A one-page guide to the Marketplace'><span class='header3'>A one-page guide to the Marketplace</span></a></li>
<li class='promote transition' data-article='3'><a href='/exemptions' title='How do I get an exemption from the fee?'><span class='header3'>How do I get an exemption from the fee?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/health-insurance-marketplace'>Health Insurance Marketplace</a></p>
</div>
<div class='span6 card display' data-topic='2'>
<h2 class='header4'><a href='/using-the-marketplace'>Using the Marketplace</a></h2>
<ul>
<li class='transition' data-article='1'><a href='/how-do-i-apply-for-marketplace-coverage' title='How do I apply for coverage?'><span class='header3'>How do I apply for coverage?</span></a></li>
<li class='transition' data-article='2'><a href='/what-income-and-household-information-do-i-provide-when-i-apply-for-marketplace-coverage' title='What income/household information do I provide?'><span class='header3'>What income/household information do I provide?</span></a></li>
<li class='transition' data-article='3'><a href='/can-i-appeal-a-marketplace-decision' title='Can I appeal a Marketplace decision? '><span class='header3'>Can I appeal a Marketplace decision? </span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/using-the-marketplace'>Using the Marketplace</a></p>
</div>
<div class='span6 card display' data-topic='3'>
<h2 class='header4'><a href='/getting-lower-costs-on-coverage'>Getting Lower Costs on Coverage</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/will-i-qualify-to-save-on-out-of-pocket-costs' title='Will I qualify for lower out-of-pocket costs?'><span class='header3'>Will I qualify for lower out-of-pocket costs?</span></a></li>
<li class='transition' data-article='2'><a href='/will-i-qualify-to-save-on-monthly-premiums' title='Will I qualify for lower costs on premiums?'><span class='header3'>Will I qualify for lower costs on premiums?</span></a></li>
<li class='transition' data-article='3'><a href='/how-can-i-get-an-estimate-of-costs-and-savings-on-marketplace-health-insurance' title='How can I get an estimate of costs?'><span class='header3'>How can I get an estimate of costs?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/getting-lower-costs-on-coverage'>Getting Lower Costs on Coverage</a></p>
</div>
<div class='span6 card display' data-topic='4'>
<h2 class='header4'><a href='/young-adults'>Young Adults</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/can-i-keep-my-child-on-my-insurance-until-age-26' title='Can adult children stay on a parents plan? s plan? '><span class='header3'>Can adult children stay on a parent's plan? </span></a></li>
<li class='transition' data-article='2'><a href='/what-are-my-birth-control-benefits' title='What are my birth control benefits?'><span class='header3'>What are my birth control benefits?</span></a></li>
<li class='transition' data-article='3'><a href='/why-should-i-have-health-coverage' title='Why should I have coverage?'><span class='header3'>Why should I have coverage?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/young-adults'>Young Adults</a></p>
</div>
<div class='span6 card display' data-topic='5'>
<h2 class='header4'><a href='/businesses'>Businesses</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/what-is-the-shop-marketplace' title='What is the SHOP Marketplace?'><span class='header3'>What is the SHOP Marketplace?</span></a></li>
<li class='promote transition' data-article='2'><a href='/what-if-im-self-employed' title='What if Im self-employed?m self-employed?'><span class='header3'>What if I'm self-employed?</span></a></li>
<li class='promote transition' data-article='3'><a href='/what-do-small-businesses-need-to-know' title='What do small businesses need to know?'><span class='header3'>What do small businesses need to know?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/businesses'>Businesses</a></p>
</div>
<div class='span6 card display' data-topic='6'>
<h2 class='header4'><a href='/health-insurance-basics'>Health Insurance Basics</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/exemptions' title='How do I get an exemption from the fee?'><span class='header3'>How do I get an exemption from the fee?</span></a></li>
<li class='promote transition' data-article='2'><a href='/what-if-i-need-coverage-that-starts-before-january-2014' title='What if I need coverage now? '><span class='header3'>What if I need coverage now? </span></a></li>
<li class='promote transition' data-article='3'><a href='/what-if-someone-doesnt-have-health-coverage-in-2014' title='What if someone doesnt have coverage?t have coverage?'><span class='header3'>What if someone doesn't have coverage?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/health-insurance-basics'>Health Insurance Basics</a></p>
</div>
<div class='span6 card display' data-topic='7'>
<h2 class='header4'><a href='/other-health-insurance-programs'>Other Health Insurance Programs</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/what-if-i-have-pcip-coverage' title='What if I have PCIP coverage?'><span class='header3'>What if I have PCIP coverage?</span></a></li>
<li class='promote transition' data-article='2'><a href='/what-if-i-need-coverage-that-starts-before-january-2014' title='What if I need coverage now? '><span class='header3'>What if I need coverage now? </span></a></li>
<li class='promote transition' data-article='3'><a href='/if-i-have-medicare-do-i-need-to-do-anything' title='I have Medicare. Do I need to do anything?'><span class='header3'>I have Medicare. Do I need to do anything?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/other-health-insurance-programs'>Other Health Insurance Programs</a></p>
</div>
<div class='span6 card display' data-topic='8'>
<h2 class='header4'><a href='/if-you-have-health-insurance'>If You Have Health Insurance</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/how-does-the-health-care-law-protect-me' title='What are my rights and protections?'><span class='header3'>What are my rights and protections?</span></a></li>
<li class='promote transition' data-article='2'><a href='/how-does-the-affordable-care-act-affect-me' title='How does the ACA help me?'><span class='header3'>How does the ACA help me?</span></a></li>
<li class='promote transition' data-article='3'><a href='/can-i-keep-my-child-on-my-insurance-until-age-26' title='Can adult children stay on a parents plan? s plan? '><span class='header3'>Can adult children stay on a parent's plan? </span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/if-you-have-health-insurance'>If You Have Health Insurance</a></p>
</div>
<div class='span6 card display' data-topic='9'>
<h2 class='header4'><a href='/rights-protections-and-the-law'>Rights, Protections, and the Law</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/exemptions' title='How do I get an exemption from the fee?'><span class='header3'>How do I get an exemption from the fee?</span></a></li>
<li class='promote transition' data-article='2'><a href='/where-can-i-read-the-affordable-care-act' title='Where can I read the Affordable Care Act?'><span class='header3'>Where can I read the Affordable Care Act?</span></a></li>
<li class='promote transition' data-article='3'><a href='/what-if-someone-doesnt-have-health-coverage-in-2014' title='What if someone doesnt have coverage?t have coverage?'><span class='header3'>What if someone doesn't have coverage?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/rights-protections-and-the-law'>Rights, Protections, and the Law</a></p>
</div>
<div class='span6 card display' data-topic='10'>
<h2 class='header4'><a href='/prevention'>Prevention</a></h2>
<ul>
<li class='promote transition' data-article='1'><a href='/what-are-my-preventive-care-benefits' title='What are my preventive care benefits?'><span class='header3'>What are my preventive care benefits?</span></a></li>
<li class='promote transition' data-article='2'><a href='/how-does-the-affordable-care-act-affect-me' title='How does the ACA help me?'><span class='header3'>How does the ACA help me?</span></a></li>
<li class='transition' data-article='3'><a href='/do-marketplace-insurance-plans-cover-mental-health-and-substance-abuse-services' title='Do plans cover mental health and substance abuse services?'><span class='header3'>Do plans cover mental health and substance abuse services?</span></a></li>
</ul>
<p class='seemore'>More articles on <a href='/prevention'>Prevention</a></p>
</div>
</div>
<div class='span9 poll-embed hidden-phone'>
<noscript><a href='https://cmsnewmedia.polldaddy.com/s/was-this-page-helpful'>Take Our Survey!</a></noscript>
<script type='text/javascript' src='https://polldaddy.com/survey.js' charset='UTF-8'></script>
<script type="text/javascript">
polldaddy.add(
{ type: 'iframe', auto: true, domain: 'cmsnewmedia.polldaddy.com/s/', id: 'was-this-page-helpful', scroll: false, callback: function(){
$('.poll-embed iframe').attr('title', 'Was this post helpful? Take a short survey.');
} }
);
</script>
</div>
</div>
<script>
if(isMobile.any()){
$('.card li').remove();
$('p.seemore').remove();
$('.social-share').remove();
$('span.header3').first().remove();
$('p').first().remove();
}
$('.card.span6 ul li').click(function() {
window.location = $(this).children('a').attr('href');
});
$(window).load(function() {
$('.card.span6').each(function() {
var topicNum = parseInt($(this).attr('data-topic'));
if (topicNum % 2 == 1) {
$(this).find('li').each(function(i) {
var cardNum = $(this).attr('data-article');
var $rightCard = $('.card.span6[data-topic=' + (topicNum + 1) + '] li[data-article=' + cardNum + ']');
var thisHeight = $(this).outerHeight();
var thatHeight = $rightCard.outerHeight();
if (thisHeight > thatHeight) {
$rightCard.css({'height': thisHeight});
} else if (thatHeight > thisHeight) {
$(this).css({'height': thatHeight});
}
});
}
});
});
</script>
</div>
</div>
<!--googleoff: all-->
<div id='footer' role='complementary'>
<h2 class='accessibility'>Footer</h2>
<div class='container'>
<div class='limiter hidden-phone'>
<div class='footer-top row-fluid'>
<a href='/marketplace/individual/' class="icon marketplace pull-left">Health Insurance Marketplace</a>
<hr class='dark visible-phone'>
<div class="calendar-container">
<div class='timespan'>
<span class='pull-left countdown'></span>DAYS LEFT TO<br> ENROLL
</div>
<a href='/what-key-dates-do-i-need-to-know/#part=1' class="span2 calendar">
<div class="calendar-box">
<span class="top"><abbr title="October"
Priority 3
The ABBR element is not supported in IE7 or earlier.

Help
No tooltip will appear for the abbreviation in older versions of Internet Explorer.

>Oct</abbr></span>
<span class="bottom">1</span>
</div>
<p class='calendar-text span3'>Open Enrollment Began</p>
</a>
<a href='/what-key-dates-do-i-need-to-know/#part=1' class="span2 calendar">
<div class="calendar-box">
<span class="top"><abbr title="January"
Priority 3
The ABBR element is not supported in IE7 or earlier.

Help
No tooltip will appear for the abbreviation in older versions of Internet Explorer.

>Jan</abbr></span>
<span class="bottom">1</span>
</div>
<p class='calendar-text span3'>Coverage Can Begin</p>
</a>
<a href='/what-key-dates-do-i-need-to-know/#part=1' class="span2 calendar">
<div class="calendar-box">
<span class="top"><abbr title="March"
Priority 3
The ABBR element is not supported in IE7 or earlier.

Help
No tooltip will appear for the abbreviation in older versions of Internet Explorer.

>Mar</abbr></span>
<span class="bottom">31</span>
</div>
<p class='calendar-text span3'>Open Enrollment Closes</p>
</a>
</div>
</div>
<div class='row-fluid equal-height sections' role='complementary'>
<h3 class='header5'><a href="/blog">Health Insurance Blog</a><a title='RSS feed' href='/blog/blog.rss' class='glyphicons rss'
Priority 1
Each A tag must contain text or an IMG with an ALT tag.
Line 2569 WCAG2 A F89

Help
Add text to the link, or ALT text if the link contains an image. If there is no link text or the ALT tag is blank, screen readers have nothing to read, so read out the URL instead.

><i></i></a></h3>
<ul title='Most recent blog posts'>
<li>
<a title='21 October We’re listening — and improving every day' class='row-fluid equal-height clearfix' href='/blog/we-re-listening-and-improving-every-day'>
<div class='span2'>
<div class='date'>
<div class='post-day'>21</div>
<div class='post-month'><abbr title='October'
Priority 3
The ABBR element is not supported in IE7 or earlier.

Help
No tooltip will appear for the abbreviation in older versions of Internet Explorer.

>Oct</abbr></div>
</div>
</div>
<div class='span10'>
We’re listening — and improving every day
</div>
</a>
</li>
<li>
<a title='21 October 4 ways to apply for coverage in the Health Insurance Marketplace' class='row-fluid equal-height clearfix' href='/blog/4-ways-to-apply-for-coverage-in-the-health-insurance-marketplace'>
<div class='span2'>
<div class='date'>
<div class='post-day'>21</div>
<div class='post-month'><abbr title='October'
Priority 3
The ABBR element is not supported in IE7 or earlier.

Help
No tooltip will appear for the abbreviation in older versions of Internet Explorer.

>Oct</abbr></div>
</div>
</div>
<div class='span10'>
4 ways to apply for coverage in the Health Insurance Marketplace
</div>
</a>
</li>
<li>
<a title='01 October Open enrollment in the Health Insurance Marketplace is here!' class='row-fluid equal-height clearfix' href='/blog/open-enrollment-in-the-health-insurance-marketplace-is-here'>
<div class='span2'>
<div class='date'>
<div class='post-day'>01</div>
<div class='post-month'><abbr title='October'
Priority 3
The ABBR element is not supported in IE7 or earlier.

Help
No tooltip will appear for the abbreviation in older versions of Internet Explorer.

>Oct</abbr></div>
</div>
</div>
<div class='span10'>
Open enrollment in the Health Insurance Marketplace is here!
</div>
</a>
</li>
</ul>
<h3>Top Content</h3>
<ul>
<li><a href="https://healthcare.gov/how-do-i-apply-for-marketplace-coverage/">4 ways to apply for coverage</a></li>
<li><a href="https://healthcare.gov/how-can-i-get-an-estimate-of-costs-and-savings-on-marketplace-health-insurance/">Get an estimate of costs and savings</a></li>
<li><a href="https://healthcare.gov/find-premium-estimates/">Preview plans and prices</a></li>
</ul>
<h3><a href="https://healthcare.gov/connect">Connect With Us</a></h3>
<ul>
<li><a href="https://healthcare.gov/connect/#twitter"><img src="" alt="share" /
Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 2645 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>Share Your Story</a></li>
<li><a href="https://healthcare.gov/connect/#youtube"><img src="" alt="flag" /
Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 2646 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>Watch Videos</a></li>
<li><strong><a href="https://healthcare.gov/contact-us"><img src="" alt="share" /
Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 2647 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>Questions? Call 1-800-318-2596</a></strong></li>
</ul>
<h3>Quick Information</h3>
<ul>
<li><a href="http://marketplace.cms.gov/">For Partners</a></li>
<li><a href="http://www.cms.gov/cciio/index.html">Regulatory and Policy Information</a></li>
<li><a href="http://www.hhs.gov/news/">For the Media</a></li>
<li><a href="http://www.hhs.gov/healthcare/facts/timeline/index.html">About the Affordable Care Act</a></li>
<li><a href="http://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/State-Marketplace-Resources.html">For States</a></li>
<li><a href="https://healthcare.gov/what-do-large-business-owners-need-to-know/">For Businesses</a>
<li class="full">Plan information for Individuals and Families:<br/>
<a href="https://healthcare.gov/health-plan-information/">Health Plans</a> | <a href="https://healthcare.gov/dental-plan-information/">Dental Plans</a></li>
<li class="full">Plan information for Small Businesses:<br/>
<a href="https://healthcare.gov/shop-health-plan-information/">Health Plans</a> | <a href="https://healthcare.gov/shop-dental-plan-information/">Dental Plans</a></li></li>
</ul>
<h3><a href="https://healthcare.gov/language-resource">Resources in Other Languages</a></h3>
<ul>
<li><a href='https://healthcare.gov/language-resource/#chinese'>中文 (Chinese) <span class='accessibility'>Chinese</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#french creole'>Kreyòl (French Creole) <span class='accessibility'>French Creole</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#korean'>한국어 (Korean)<span class='accessibility'>Korean</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#polish'>Polski (Polish) <span class='accessibility'>Polish</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#portuguese'>Português (Portuguese) <span class='accessibility'>Portuguese</span></a></li>
<li><a href="https://www.cuidadodesalud.gov/es/">Español (Spanish)</a></li>
<li
Priority 5
Capitalize the first letter of the first word in lists.

Help
Only the first letter of the first word should be capitalized unless the item contains another word that would normally be capitalized.

><a href='https://healthcare.gov/language-resource/#vietnamese'>tiếng việt (Vietnamese) <span class='accessibility'>Vietnamese</span></a></li>
</ul>
<div class='span4 quicklinks sign-up'>
<form id='footer-email'>
<label for='signup-footer'><h3 class='header5'>Get Email Updates</h3></label>
<input title='Email Signup Text Box' id='signup-footer' placeholder='Email Address' type='text' data-email>
<input type='submit' class='btn btn-large btn-green signup' value='Sign up' href='/subscribe'>
</form>
<div class='subscriber'>
<p>Already a subscriber?</p>
</div>
<div class='account-links'>
<a href='https://public-dc2.govdelivery.com/accounts/USCMSHIM/subscriber/new?preferences=true'
Priority 2
This page may contain a newsletter sign-up. Companies in the EU sending emails, faxes and SMS must comply with the Privacy and Electronic Communications (EC Directive) Regulations 2003. Companies in the US must comply with the CAN-SPAM Act 2003.

Help
The EC Privacy Regulations carry a maximum fine of £5,000 / €7,000 for failure to comply.

>Manage Your Subscriptions</a> |
<a href='/privacy'>Privacy Policy</a>
</div>
</div>
</div>
<div class='footer-bottom row-fluid' role='navigation'>
<div class='span5 pull-left links'>
<a href='/sitemap'>Sitemap</a>
|
<a href='/glossary'>Glossary</a>
|
<a href='/contact-us'>Contact Us</a>
|
<a href='/archive'>Archive</a>
</div>
<div class='span7 text-right links'>
<a href='/accessibility'>Accessibility</a>
|
<a href='/privacy'>Privacy Policy</a>
|
<a href='/links-to-other-sites'>Links to Other Sites</a>
|
<a target='_blank' href='http://www.hhs.gov/open/recordsandreports/plainwritingact/index.html'>Plain Writing</a>
|
<a target='_blank' href='http://www.cms.gov/About-CMS/Agency-Information/Aboutwebsite/Help.html'>Viewers & Players</a>
</div>
<hr class='dark remove'>
<div class='span4 bottom-text pull-left'>
<a title='HHS.gov' class='span4 icon eagle' href='http://www.hhs.gov/' target="_blank">HHS.gov</a>
A federal government website managed by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244
</div>
<div class='footer-icons pull-right'>
<a title='Whitehouse.gov' class='icon whitehouse pull-left' href='http://www.whitehouse.gov/' target="_blank">Whitehouse.gov</a>
<a title='USA.gov' class='icon usagov pull-right' href='http://www.usa.gov/' target="_blank">USA.gov</a>
</div>
</div>
</div>
</div>
<div class='limiter visible-phone'>
<div class='footer-top row-fluid'>
<a href='/marketplace/individual/' class='icon marketplace-mobile pull-left'>Healthcare.gov</a>
<hr class='dark'>
<div class="span2 calendar">
<div class="calendar-box">
<span class="top">Oct</span>
<span class="bottom">1</span>
</div>
<p class='calendar-text span3'>Open Enrollment Began</p>
</div>
<div class="span2 calendar">
<div class="calendar-box">
<span class="top">Jan</span>
<span class="bottom">1</span>
</div>
<p class='calendar-text span3'>Coverage Can Begin</p>
</div>
<div class="span2 calendar">
<div class="calendar-box">
<span class="top">Mar</span>
<span class="bottom">31</span>
</div>
<p class='calendar-text span3'>Open Enrollment Closes</p>
</div>
<a href="#" class='timespan pull-right'>
<span class='pull-left countdown'></span>DAYS LEFT TO<br> ENROLL
</a>
<hr class='dark visible-phone'>
</div>
<div class='row-fluid sections'>
<h3><a href="/blog">Health Insurance Blog</a></h3>
<ul>
<li>
<a class='row-fluid equal-height' href='/blog/we-re-listening-and-improving-every-day'>
<div class='span2'>
<div class='date'>
<div class='post-day'>21</div>
<div class='post-month'>Oct</div>
</div>
</div>
<div class='span10'>
We’re listening — and improving every day
</div>
</a>
</li>
<li>
<a class='row-fluid equal-height' href='/blog/4-ways-to-apply-for-coverage-in-the-health-insurance-marketplace'>
<div class='span2'>
<div class='date'>
<div class='post-day'>21</div>
<div class='post-month'>Oct</div>
</div>
</div>
<div class='span10'>
4 ways to apply for coverage in the Health Insurance Marketplace
</div>
</a>
</li>
<li>
<a class='row-fluid equal-height' href='/blog/open-enrollment-in-the-health-insurance-marketplace-is-here'>
<div class='span2'>
<div class='date'>
<div class='post-day'>01</div>
<div class='post-month'>Oct</div>
</div>
</div>
<div class='span10'>
Open enrollment in the Health Insurance Marketplace is here!
</div>
</a>
</li>
</ul>
<h3>Top Content</h3>
<ul>
<li><a href="https://healthcare.gov/how-do-i-apply-for-marketplace-coverage/">4 ways to apply for coverage</a></li>
<li><a href="https://healthcare.gov/how-can-i-get-an-estimate-of-costs-and-savings-on-marketplace-health-insurance/">Get an estimate of costs and savings</a></li>
<li><a href="https://healthcare.gov/find-premium-estimates/">Preview plans and prices</a></li>
</ul>
<h3><a href="https://healthcare.gov/connect">Connect With Us</a></h3>
<ul>
<li><a href="https://healthcare.gov/connect/#twitter"><img src="" alt="share" /
Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 2872 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>Share Your Story</a></li>
<li><a href="https://healthcare.gov/connect/#youtube"><img src="" alt="flag" /
Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 2873 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>Watch Videos</a></li>
<li><strong><a href="https://healthcare.gov/contact-us"><img src="" alt="share" /
Priority 1
This link is broken. The SRC or HREF is an empty string.
Line 2874 Broken Link

Help
HREF="" or SRC="" can cause unexpected effects such as traffic spikes or cookie corruption.


Priority 2
Omitting IMG WIDTH or HEIGHT attributes means page text jumps about as images load.

Help
This makes the page very hard to read while it's loading, and the user may click on the wrong link if it moves as it's being clicked. Add width and height attributes to the img tag matching the image dimensions. Authoring tools like Dreamweaver can automate this process.

>Questions? Call 1-800-318-2596</a></strong></li>
</ul>
<h3>Quick Information</h3>
<ul>
<li><a href="http://marketplace.cms.gov/">For Partners</a></li>
<li><a href="http://www.cms.gov/cciio/index.html">Regulatory and Policy Information</a></li>
<li><a href="http://www.hhs.gov/news/">For the Media</a></li>
<li><a href="http://www.hhs.gov/healthcare/facts/timeline/index.html">About the Affordable Care Act</a></li>
<li><a href="http://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/State-Marketplace-Resources.html">For States</a></li>
<li><a href="https://healthcare.gov/what-do-large-business-owners-need-to-know/">For Businesses</a>
<li class="full">Plan information for Individuals and Families:<br/>
<a href="https://healthcare.gov/health-plan-information/">Health Plans</a> | <a href="https://healthcare.gov/dental-plan-information/">Dental Plans</a></li>
<li class="full">Plan information for Small Businesses:<br/>
<a href="https://healthcare.gov/shop-health-plan-information/">Health Plans</a> | <a href="https://healthcare.gov/shop-dental-plan-information/">Dental Plans</a></li></li>
</ul>
<h3><a href="https://healthcare.gov/language-resource">Resources in Other Languages</a></h3>
<ul>
<li><a href='https://healthcare.gov/language-resource/#chinese'>中文 (Chinese) <span class='accessibility'>Chinese</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#french creole'>Kreyòl (French Creole) <span class='accessibility'>French Creole</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#korean'>한국어 (Korean)<span class='accessibility'>Korean</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#polish'>Polski (Polish) <span class='accessibility'>Polish</span></a></li>
<li><a href='https://healthcare.gov/language-resource/#portuguese'>Português (Portuguese) <span class='accessibility'>Portuguese</span></a></li>
<li><a href="https://www.cuidadodesalud.gov/es/">Español (Spanish)</a></li>
<li
Priority 5
Capitalize the first letter of the first word in lists.

Help
Only the first letter of the first word should be capitalized unless the item contains another word that would normally be capitalized.

><a href='https://healthcare.gov/language-resource/#vietnamese'>tiếng việt (Vietnamese) <span class='accessibility'>Vietnamese</span></a></li>
</ul>
<div class='span4 feed sign-up'>
<form>
<div class="accordion" id="accordion2">
<div class="accordion-group">
<div class="accordion-heading email">
<a class="accordion-toggle" data-toggle="collapse" data-parent="#accordion2" href="#collapse6">
<span for='footer-email'><h3 class='header5'>
Get Email Updates<i class='pull-right icon-chevron-down'></i></h3></span>
</a>
</div>
<div id="collapse6" class="accordion-body collapse">
<div class="accordion-inner">
<a type='button' class='btn btn-large btn-green signup' href='/subscribe'
Priority 2
This page may contain a newsletter sign-up. Companies in the EU sending emails, faxes and SMS must comply with the Privacy and Electronic Communications (EC Directive) Regulations 2003. Companies in the US must comply with the CAN-SPAM Act 2003.

Help
The EC Privacy Regulations carry a maximum fine of £5,000 / €7,000 for failure to comply.

>Sign up</a>
<div class='subscriber'>
<p>Already a subscriber?</p>
</div>
<div class='account-links'>
<a href='https://public-dc2.govdelivery.com/accounts/USCMSHIM/subscriber/new?preferences=true'
Priority 2
This page may contain a newsletter sign-up. Companies in the EU sending emails, faxes and SMS must comply with the Privacy and Electronic Communications (EC Directive) Regulations 2003. Companies in the US must comply with the CAN-SPAM Act 2003.

Help
The EC Privacy Regulations carry a maximum fine of £5,000 / €7,000 for failure to comply.

>Manage Your Subscriptions</a> |
<a href='/privacy'>Privacy Policy</a>
</div>
</div>
</div>
</div>
</div>
</form>
</div>
</div>
<div class='footer-bottom row-fluid' role='navigation'>
<div class='span5 pull-left links'>
<a href='/sitemap'>Sitemap</a>
|
<a href='/glossary'>Glossary</a>
|
<a href='/contact-us'>Contact Us</a>
|
<a href='/archive'>Archive</a>
</div>
<div class='span7 text-right links'>
<a href='/accessibility'>Accessibility</a>
|
<a href='/privacy'>Privacy Policy</a>
|
<a href='/links-to-other-sites'>Links to Other Sites</a>
|
<a target='_blank' href='http://www.hhs.gov/open/recordsandreports/plainwritingact/index.html'>Plain Writing</a>
|
<a target='_blank' href='http://www.cms.gov/About-CMS/Agency-Information/Aboutwebsite/Help.html'>Viewers & Players</a>
</div>
<hr class='dark remove'>
<div class='span4 bottom-text pull-left'>
<a class='span4 icon eagle' href='http://www.hhs.gov/' target="_blank">HHS.gov</a>
A federal government website managed by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244
</div>
<div class='footer-icons pull-right'>
<a class='icon whitehouse' target='_blank' href='http://www.whitehouse.gov/' target="_blank">Whitehouse.gov</a>
<a class='icon usagov pull-right' target='_blank' href='http://www.usa.gov/' target="_blank">USA.gov</a>
</div>
</div>
</div>
</div>
<!--googleon: all-->
<script type='text/javascript'>
$(window).load(function(){
$('#footer .visible-phone .sections ul').each(function(i,d) {
$(d).wrap("<div id='collapse"+i+"' class='accordion-body collapse'><div class='accordion-inner'></div></div>");
});
//None Mobile
$('#footer .hidden-phone .sections h3').each(function(i,d) {
if (i === 5) return;
var section = document.createElement('div'),
list = $(d).next();
$(d).addClass('header5');
if (i < 3) {
section.setAttribute('class', 'span4 feed');
$('a',list).addClass('row-fluid clearfix');//$('a',list).addClass('row-fluid,equal-height');
if (i !== 0) {
$('a',list).each(function(j,item) {
if (i === 1) {
$(item).wrapInner('<div></div>');
} else {
$(item).wrapInner('<div class="span10"></div>');
}
if ($('img',item).length) {
var iconType = $('img',item).attr('alt'),
icon = document.createElement('span'),
left = document.createElement('div');
left.setAttribute('class', 'span2');
icon.setAttribute('class', 'icon icon-large icon-inline ' + iconType);
$(left).append(icon);
$(item).prepend(left);
$('img',item).remove();
} else {
if (i !== 1) {
$(item).prepend('<div class="span2"></div>');
}
}
});
}
} else if (i === 4) {
section.setAttribute('class', 'span4 quicklinks languages');
} else {
section.setAttribute('class', 'span4 quicklinks');
}
section.setAttribute('role', 'complementary');
$(section).append(d);
$(section).append(list);
$('#footer .hidden-phone .sections').append(section);
});
//Mobile
$('#footer .visible-phone .sections h3').each(function(i,d) {
if (i === 5) return;
var section = document.createElement('div'),
list = $(d).next();
$(d).addClass('header5');
$(d).wrapInner("<div class='accordion' id='accordion2'><div class='accordion-group'><div class='accordion-heading'><a class='accordion-toggle' data-toggle='collapse' data-parent='#accordion2' href='#collapse"+i+"'><div class='pull-right'><i class='icon-chevron-down'></a></div>");
if (i < 3) {
section.setAttribute('class', 'span4 feed');
section.setAttribute('role', 'complementary');
$('a',list).addClass('row-fluid');//$('a',list).addClass('row-fluid,equal-height');
if (i !== 0) {
$('a',list).each(function(j,item) {
$(item).wrapInner('<div class="span10"></div>');
if ($('img',item).length) {
var iconType = $('img',item).attr('alt'),
icon = document.createElement('span'),
left = document.createElement('div');
left.setAttribute('class', 'span2');
icon.setAttribute('class', 'icon icon-large icon-inline ' + iconType);
$(left).append(icon);
$(item).prepend(left);
$('img',item).remove();
} else {
$(item).prepend('<div class="span2"></div>');
}
});
}
} else {
section.setAttribute('class', 'span4 feed');
section.setAttribute('role', 'complementary');
}
$(section).append(d);
$(section).append(list);
$('#footer .visible-phone .sections').append(section);
});
var signup = $('.visible-phone .span4.sign-up');
$('#footer .visible-phone .span4.feed:last-child').after(signup);
var signupOne = $('.hidden-phone .span4.sign-up');
$('#footer .hidden-phone .quicklinks:last-child').after(signupOne);
var topContent = $('#footer .visible-phone .sections .span4:nth-child(2)');
$('#footer .visible-phone .sections .span4:first').before(topContent);
$('#footer .visible-phone .sections .span4:nth-child(41)').remove();
function showRemaining() {
var _second = 1000,
_minute = _second * 60,
_hour = _minute * 60,
_day = _hour * 24;
var end = new Date('3/31/2014 12:00 AM'),
now = new Date(),
distance = end - now;
if (distance < 0) {
$('.countdown').html('0');
} else {
var days = Math.ceil(distance / _day);
$('.countdown').html(days);
}
}
showRemaining();
$('#collapse1').addClass('in');
//Add top content and remove more than 3
var content = app.topContent['en'];
$('#footer .hidden-phone .feed.span4:nth-child(2) ul').append(content);
$('#footer .hidden-phone .feed.span4:nth-child(2) ul li:gt(2)').remove();
$('#footer .visible-phone .sections .span4:nth-child(1) ul').append(content);
$('#footer .visible-phone .sections .span4:nth-child(1) ul li:gt(2)').remove();
$(window).on('resize',function() {
$('.hidden-phone .equal-height .span4').attr('style','height:');//Resets equal-height
$('.hidden-phone .equal-height').equalHeights();
}).resize();
$('#footer .hidden-phone .feed:last ul').append("<li class='social-icon'><a class='icon icon-large twitter' href='https://twitter.com/HealthCareGov'>Twitter</a><a class='icon icon-large facebook' href='https://www.facebook.com/Healthcare.gov'>Facebook</a><a class='icon icon-large youtube' href='http://www.youtube.com/HealthCareGov'>Youtube</a></li>");
$('#footer .visible-phone .feed #collapse2 ul').append("<li class='social-icon'><span class='icon icon-large twitter'><a href='https://twitter.com/HealthCareGov'>Twitter</a></span><span class='icon icon-large facebook'><a href='https://www.facebook.com/Healthcare.gov'>Facebook</a></span><span class='icon icon-large youtube'><a href='http://www.youtube.com/HealthCareGov'>Youtube</a></span></li>");
$('#footer .hidden-phone .sections .feed:nth-child(2) .span2').remove();
$('#footer .hidden-phone .sections .feed:nth-child(2) .span10').css({ width: '100%', margin: '0' });
});
</script>
<div id='subscribe-modal' class='modal hide fade' tabindex='-1' role='dialog' aria-labelledby='modal-nams'>
<!--googleoff: all-->
<form class='group' id='subscribe-form-modal'>
<input type='hidden' name='t' value='USCMSHIM_19'/>
<input type='hidden' name='a' value='1'/>
<div class='modal-header'>
<a href='#' class='icon icon-large close' data-dismiss='modal'>close</a>
<h2 title='Get Email Updates modal window' id='modal-nams' class='header2'>Get Email Updates</h2>
</div>
<div class='modal-body'>
<div class='forms screen' id='screen1'>
<div class='subscribe-type group'>
<p>Learn more about new health insurance options and benefits.</p>
<hr class='dark'>
<h3 class='header4'>Email Address</h3>
<label for='address' class='accessibility'>Enter Email Address (required)</label>
<input placeholder='Email Address' id='address' name='e' type='email' value=''/
Priority 3
The INPUT TYPE="EMAIL" attribute is not supported in Internet Explorer 9 and earlier.


><span class='help-inline'>Required</span>
<h3 class='header4'>Select a State</h3>
<label for='modal-state-dropdown' class='accessibility'>Select a State (required)</label>
<select id='modal-state-dropdown' name='q_23536' class='state'
Priority 3
Use option groups when a drop down list has more than 10 items.

Help
Group related options using OPTGROUP tags.

>
<option disabled selected value='state'>Select a State</option>
<option value="58659">Alabama</option>
<option value="58660">Alaska</option>
<option value="58661">Arizona</option>
<option value="58662">Arkansas</option>
<option value="58663">California</option>
<option value="58664">Colorado</option>
<option value="58665">Connecticut</option>
<option value="58666">Delaware</option>
<option value="58667">District of Columbia</option>
<option value="58668">Florida</option>
<option value="58669">Georgia</option>
<option value="58670">Hawaii</option>
<option value="58671">Idaho</option>
<option value="58672">Illinois</option>
<option value="58673">Indiana</option>
<option value="58674">Iowa</option>
<option value="58675">Kansas</option>
<option value="58676">Kentucky</option>
<option value="58677">Louisiana</option>
<option value="58678">Maine</option>
<option value="58679">Maryland</option>
<option value="58680">Massachusetts</option>
<option value="58681">Michigan</option>
<option value="58682">Minnesota</option>
<option value="58683">Mississippi</option>
<option value="58684">Missouri</option>
<option value="58685">Montana</option>
<option value="58686">Nebraska</option>
<option value="58687">Nevada</option>
<option value="58688">New Hampshire</option>
<option value="58689">New Jersey</option>
<option value="58690">New Mexico</option>
<option value="58691">New York</option>
<option value="58692">North Carolina</option>
<option value="58693">North Dakota</option>
<option value="58694">Ohio</option>
<option value="58695">Oklahoma</option>
<option value="58696">Oregon</option>
<option value="58697">Pennsylvania</option>
<option value="58698">Rhode Island</option>
<option value="58699">South Carolina</option>
<option value="58700">South Dakota</option>
<option value="58701">Tennessee</option>
<option value="58702">Texas</option>
<option value="58703">Utah</option>
<option value="58704">Vermont</option>
<option value="58705">Virginia</option>
<option value="58706">Washington</option>
<option value="58707">West Virginia</option>
<option value="58708">Wisconsin</option>
<option value="58709">Wyoming</option>
<option value="58710">American Samoa</option>
<option value="58711">Guam</option>
<option value="58712">Northern Mariana Islands</option>
<option value="58713">Puerto Rico</option>
<option value="58714">Virgin Islands</option>
</select><span class='help-inline'>Required</span>
<h3 class='header4'>For Text Messages</h3>
<label for='number' class='accessibility'>Provide Phone Number for text messages (optional)</label>
<input title='Phone Number' placeholder='For Text Messages' id='number' name='w' type='tel'/
Priority 3
The INPUT TYPE="TEL" attribute is not supported in Internet Explorer 9 and earlier.


><span class='help-inline number-help'>Optional</span>
<p class='header5'><a class='privacy' href='/privacy'>Privacy Policy</a></p>
</div>
</div>
<!--complete-->
<div class='complete screen nodisplay' id='screen2'>
<div class='emphasize'>
<h3 class='header2'><span class='icon icon-large icon-inline checkmark'>checkmark</span>Subscription Complete!</h3>
<p>Now that you've signed up for email or text message updates about the Health Insurance Marketplace, you're one step closer to getting the health coverage you need. We'll send you tips and alerts that will help you stay on track to get health insurance that fits your budget and meets your needs. <br><br>The 6-month open enrollment period begins October 1, 2013 and ends March 31, 2014. Coverage starts as early as January 1, 2014. Don't wait until it's too late to apply.<br><strong>Take the next step and create your Marketplace account today!</strong></p>
</div>
<p class='header5'><a class='privacy' href='/privacy'>Privacy Policy</a></p>
</div>
</div>
<div class='modal-footer row-fluid'>
<input title='Submit' class='btn btn-large btn-green next span3 pull-right valid' type='submit' value='Submit'>
<a href='/marketplace/individual' class='btn btn-large btn-green next span3 pull-right valid'>Learn More</a>
</div>
</form>
<!--googleon: all-->
<script>
$('a.valid').hide();
$('#number').keyup(function(){
var number = $('#number').val();
var regexObj = /^\(?([0-9]{3})\)?[-. ]?([0-9]{3})[-. ]?([0-9]{4})$/;
if (regexObj.test(number)||number=='') {
number.replace(regexObj, '($1) $2-$3');
$('.number-help').html('Number is Valid');
} else {
$('.number-help').html('Number is invalid');
}
});
$('select.state').change(function() {
var stateStr = $('option:selected', this).text();
//Set state cookie
app.quickAnswers = app.quickAnswers || {};
app.quickAnswers.state = stateStr;
$.cookie('quickAnswers', app.quickAnswers, { expires: 30, path: '/' });
selectState(stateStr);
});
var submitForm = function(e) {
var email = $('#address', this).val();
var state = $('select.state', this).val();
var number = $('#number', this).val();
var regexObj = /^\(?([0-9]{3})\)?[-. ]?([0-9]{3})[-. ]?([0-9]{4})$/;
var languageNum = 'USCMSHIM_19';
if (regexObj.test(number) || number == '') {
number.replace(regexObj, '($1) $2-$3');
if (state !== 'state') {
if (IsEmail(email)) {
var url = 'https://api-dc2.govdelivery.com/api/add_script_subscription';
var values = {};
$.each($(this).serializeArray(), function(i, field) {
if (field.value.length > 0) {
values[field.name] = field.value;
};
});
switch(values["a"]) {
case "1":
values["k"] = key1;
break;
case "2":
values["k"] = key2;
break;
}
$('input[type=submit]', this).attr('disabled', 'disabled');
$.ajax({
url: url,
data: values,
complete: function(d) {
$('#screen1').addClass('nodisplay');
$('#screen2').removeClass('nodisplay');
$('[id*=subscribe-form] a.valid').show();
$('[id*=subscribe-form] input.valid').hide();
},
dataType: 'jsonp'
});
} else { alert('E-Mail is invalid'); }
} else { alert('Select a State'); }
} else { alert('Number is invalid'); }
$('#subscribe-modal .modal-header').focus();
return false;
};
$('[id*=subscribe-form]').submit(submitForm);
$('input[data-email]').keyup(function() {
var value = $(this).val();
$('#address').val(value);
});
$(function() {
$('#subscribe-modal').on('shown', function(e) {
$('.modal-header', this).focus();
});
//Set state based on cookie if it exists
if (app.quickAnswers && app.quickAnswers.state) {
var cookieState = app.quickAnswers.state;
selectState(cookieState);
}
});
function selectState(state) {
$('select.state option').filter(function () {
return $(this).text() === state;
}).attr('selected', true);
}
</script>
</div>
<style>
#webchat {
position:
Priority 2
The position:fixed CSS property is not supported by IE6 and iOS 4.


fixed;
text-decoration:none;
width:100px;
right:0;
bottom:0;
padding:0 25px;
color:#fff;
background:#063346;
z-index:3000;
-webkit-border-top-left-radius:
Priority 3
Property -webkit-border-top-left-radius is vendor specific.
Line 3404 CSS Validation

Help
Properties prefixed by a dash or underscore are vendor specific and only work on one browser engine.

10px;
-webkit-border-top-right-radius:
Priority 3
Property -webkit-border-top-right-radius is vendor specific.
Line 3405 CSS Validation

Help
Properties prefixed by a dash or underscore are vendor specific and only work on one browser engine.

10px;
-moz-border-radius-topleft:
Priority 3
Property -moz-border-radius-topleft is vendor specific.
Line 3406 CSS Validation

Help
Properties prefixed by a dash or underscore are vendor specific and only work on one browser engine.

10px;
-moz-border-radius-topright:
Priority 3
Property -moz-border-radius-topright is vendor specific.
Line 3407 CSS Validation

Help
Properties prefixed by a dash or underscore are vendor specific and only work on one browser engine.

10px;
border-top-left-radius: 10px;
border-top-right-radius: 10px;
}

Priority 2
The :focus CSS pseudo selector is not supported by IE7 and earlier.


#webchat:focus {
text-decoration:underline;
}
#webchat.es {
width:114px;
}
#webchat h1 {
font-size:
Priority 2
Use relative rather than absolute units in CSS property values.
Line 3418 WCAG2 AA 1.4.4

Help
Absolute units are CM, MM, IN, PC and PT. When used with fonts PX is also considered an absolute unit, because it isn't relative the user's preferred font size. Low-vision users often use the "large fonts" mode of Windows, which makes each pixel larger than usual. This usually causes problems with pixel based layouts, which also perform badly on handheld and widescreen displays. Percentage values "stretch" according to screen size and work on a large range of display sizes.

14px;
}
#webchat .icon {
position:
Priority 1
Absolute CSS positioning can make pages unreadable when style sheets are turned off.

Help
Low vision users often switch off style sheets to make text easier to read. Absolute positioning can result in pages that display text out-of-order when style sheets are turned off.

absolute;
top:14px;
right:5px;
}
.icon.chat-window {
background-position:-15px -102px;
}
</style>
<!--googleoff: all-->
<a id='webchat' href='#' class='hidden-phone ' role='complementary'>
<h2 class='header4'>Live Chat</h2>
<span class='icon icon-large chat-window' href='#' role='link'>Open chat in new window</span>
</a>
<!--googleon: all-->
<script>
var chatWindow = null;
var windowFeatures = "width=465,height=452,menubar=0,location=0,resizable=0,scrollbars=0,status=0";
function windowToggle(){
if (!chatWindow) {
$('#webchat').removeClass('nodisplay');
} else {
$('#webchat').addClass('nodisplay');
}
}
function startChat(el){
$(el).click(function(e){
e.preventDefault();
chatWindow = window.open('/chat','WebChat',windowFeatures);
if (!isMobileDevice.any()){windowToggle()}
})
}
startChat('#webchat-dropdown');
startChat('#webchat');
</script>
</div>
</div><!-- wrapper -->
<script type='text/javascript'>
$(function() {
var langCode;
// Add lang button if it exist
if ('en' == 'es') {
langCode = 'es_MX';
var url = window.location.href.replace('cuidadodesalud.gov','healthcare.gov').replace('/es/','/');
$('.span1 a.btn-mini.btn-lang, #header .lang').removeClass('nodisplay').attr('href', url);
}
if ('en' == 'en') {
langCode = 'en_US';
if (''.length > 0) {
var url = window.location.href.replace('','/es');
} else {
var url = window.location.protocol + '//' + window.location.host + '/es' + window.location.pathname + window.location.hash;
}
$('.span1 a.btn-mini.btn-lang, #header .lang').removeClass('nodisplay').attr('href', url);
}
$.cookie('language', {lang:langCode}, { expires: 90, path: '/' });
});
/* Needs to support x-domain requests */
/*
$(function() {
//Fallback for IE
if($.browser.msie) {
$('.span1 a.btn-mini.btn-lang').removeClass('nodisplay');
}else{
// Add lang button if it exist
if('en' == 'es'){
var url = window.location.href.replace('cuidadodesalud.gov','healthcare.gov').replace('/es/','/');
$.ajax({
url: url,
type: 'HEAD',
success: function(){
$('.span1 a.btn-mini.btn-lang').removeClass('nodisplay').attr('href', url);
},
error: function(){}
});
}
if('en' == 'en'){
if (''.length > 0) {
var url = window.location.href.replace('','/es');
} else {
var url = window.location.origin + '/es' + window.location.pathname;
}
$.ajax({
url: url,
type: 'HEAD',
success: function(){
$('.span1 a.btn-mini.btn-lang').removeClass('nodisplay').attr('href', url);
},
error: function(){}
});
}
// Set language cookie whenever user manually switches
$('.btn-mini.btn-lang').click(function(e) {
var newLang = $(this).attr('data-lang');
$.cookie('language', {lang:newLang}, { expires: 90, path: '/' });
});
}
});
*/
$('.dropdown .nav-btn .dropdown-menu').dropdown();
$('.nav .dropdown.nav-btn').accessibleDropDown();
$('#skip-nav').click(function () {
$($(this).attr('href')).focus();
return false;
});
$('#learn-nav a, #learn-nav input').focus(function(e) {
if (!$(this).closest('.dropdown').length) {
$('#learn-nav .dropdown').removeClass('hover open');
}
});
// for help menu dropdown
$('#wrapper a, #wrapper button, #wrapper input').focus(function(e) {
if (!$(this).closest('.dropdown').length) {
$('.nav.help-menu .dropdown').removeClass('hover open');
} else if ($(this).is($('#content-start a'))) {
$('.nav.help-menu .dropdown').removeClass('hover open');
}
});
if(isMobileDevice.any()) {
$('#learn-nav .dropdown-menu').css('display','none');
}
</script>
</body>
</html>